Barriers and Prospects for Women Entrepreneurs in Khyber Pakhtunkhwa: Insights from District Charsadda

Abstract

This study investigates the problems and prospects of women entrepreneurs of KPK particularly in District Charsadda. Yet the women in KPK face multiple challenges, being restricted from finance and markets, socio-cultural issues, a lack of education, lack of training and regulation constraints to women in business. These barriers are the focus of this study, which aims to review those challenges, evaluate government schemes already underway, and recommend measures to boost female entrepreneurship in the region. According to literature Women Business Development Centers (WBDCs), Kamyab Jawan Program, SheMeansBusiness initiative has been launched but their success varies. The results indicate that economic constraints are a significant obstacle, compounded by culturally established gender norms that curtail women's freedom of movement and authority. Furthermore, insufficient education and cumbersome regulations restrict enterprise formalization and growth. The results suggest the need to promote adoption of gender-sensitive financial products, improve education and training exchange programs, and engage communities in addressing sociocultural issues. There is a need to both simplify, improve and benefit from digital technology in regulating procedures, which will support female entrepreneurs. Recommendations for targeted policy interventions and program development in order to promote women economic empowerment are raised based on the findings of this study. Proposed future work includes: Longitudinal studies and comparative analysis Sector specific studies for further understanding and support of women entrepreneurs in KPK. This research adds to the available literature on women’s entrepreneurship of Pakistan and acts as a baseline for policy makers, practitioners, and academics interested in the development of gender-inclusive economy.