Momal Naeem, et al. “The Role of Trust in Technology, Facilitation Condition, Status Quo, and Brand Love With the Mediation of Religiosity in Shariah-Compliant P2P Lending With Continuance Behavior: Https: doi.org 10.5281 Zenodo.19373179”. Journal of Management Science Research Review, vol. 5, no. 1, Mar. 2026, pp. 2517-35, https://jmsrr.com/index.php/Journal/article/view/486.