Dr. Shah Fahad, *Dr. Mohammad Ayaz, and Dr. Sadaf Shaheen. 2026. “A PARADIGM SHIFT IN ISLAMIC FINANCE INDUSTRY: VALUE BASED INTERMEDIATION, HUMAN DEVELOPMENT INDEX, ECOLOGICAL FOOTPRINT, AND SOCIAL IMPACT FINANCING”. Journal of Management Science Research Review 5 (2):2918-35. https://jmsrr.com/index.php/Journal/article/view/697.