*Sahibzada Junaid Anjum; Dr. Muhammad Kashif; Muhammad Ilyas; Adil Hassan; Sikandar Usman; Muhammad Essa Khan; Luqman Said. A PARADIGM SHIFT IN ISLAMIC FINANCE INDUSTRY: VALUE BASED INTERMEDIATION, HUMAN DEVELOPMENT INDEX, ECOLOGICAL FOOTPRINT, AND SOCIAL IMPACT FINANCING. JMSRR 2026, 5, 2936-2952.